We can offer more than just Property Insurance!
Doing works to your building? Building something new? We can advise on all forms of Contractors All Risks cover from satisfying clause 6.7 to 6.11 requirements in JCT 2016 contracts, 6.5.1 non negligent withdrawal of support cover, or full on Project Insurance programmes for larger construction projects.
Talk to usLooking to reduce operational costs? Unhappy with the advice that you are getting? Our Commercial Insurance expertise is based on decades of experience, so if your business insurance is due for renewal soon, whatever your trade or occupation, you have nothing to lose but hopefully a lot to gain by asking our team for a review of your existing arrangements.
Talk to usLatent Defect Insurance (LDI) also known as Structural New Homes Warranties for newly built homes is an insurance policy taken out to cover newly constructed or converted projects. It is designed to offer protection for homeowners, developers, tenants and lenders in the event of a structural defect. These A rated 10-year policies (12-year policies available) provide cover in the event of a structural, inherent defect in the design, workmanship or materials that becomes apparent after practical completion of a project. They also comply with UK Finance Mortgage lenders handbook which gives comfort to the lender and enables purchasers to get a mortgage. Policies are also available for major projects, mixed use, extensive refurb and conversions, built to rent, registered providers, self build and retrospective projects. Contact us to discuss your next project and get a quote.
Talk to usIt is crucially important that your property assets are insured for the correct amount to prevent underinsurance in the event of a loss, and whilst most policies offer an annual indexation of the reinstatement cost (Declared Value), the figure that it starts from needs to be correct in the first place. If you haven’t had a desktop survey carried out within the past three years, we can recommend a RICS approved firm to give you peace of mind, at a discounted cost.
Talk to usBusinesses have never been at greater risk of cyber attacks, even with greater awareness, training and security measures. A cyber liability policy is another vital part of the overall defence, protecting you financially, reputationally and operationally. Contact the team for more details.
Talk to usWhether you want to confirm new instructions, enquire about a quote, or simply to ask a question, please use the form opposite, leaving contact details, and a member of our team will get back to you promptly.
If you have all the information required to obtain an insurance quotation for any Commercial Property or Block of Flats, please complete our proposal form and email it to info@albanwiseinsurance.co.uk – all submissions will be acknowledged so you know we’re working on it.